Retirement calculator

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Retirement Planner — How Much Do You Need?
RetireSmart
India · FY 2024-25

How much do you
really need to retire?

Fill in your details — the corpus updates live as you type.

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India avg: 5–7%. Use 6–7% for conservative planning.
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Equity/MF avg. 10–13% historically.
Conservative debt/FD portfolio.
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Enter goals in today's value. Inflation-adjustment is applied automatically.
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These reduce the gap. Pension and rental income are assumed to keep pace with inflation.
Retirement corpus you need
₹ —
Enter your details to calculate
0%
Savings on track
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Years to retirement
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Retirement duration
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Monthly need at retirement
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Projected corpus built
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Additional monthly SIP needed to close the gap
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Corpus growth projection (every 5 years)
Invested
Growth
Breakdown
Base corpus (living expenses)—
Healthcare buffer—
Travel & leisure—
One-time goals—
Less: Passive income—
Net Corpus Required—
Projections are illustrative. Actual returns, inflation, and lifespan vary.
Consult a SEBI-registered financial planner for personalized advice.